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 0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
After the introductory period is over, APR on purchases will be as low as a variable 7.99%, based on your application and credit history.*
No annual fee.
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
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0% APR on balance transfers for up to 12 months based on your application and credit history**
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
Unlike other cash back cards, there's no limit to how much cash back you can earn
Earn a full 1% Cash Back on every purchase PLUS earn a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50 - no calling necessary
Variable purchase APR, currently as low as 9.49% based on your application and credit history**
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0% Intro APR*
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
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0% Intro APR*
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
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0% Intro APR*
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
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Enjoy a 0% APR for up to 12 months!*
No annual fee and fee-free rewards program!
Low Balance Transfer APR — 2.99% for 12 months
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.
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Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles*
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash
No annual fee and the flexibility to pay over time
Absolute fraud protection against unauthorized use, online and offline
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